Car insurance companies in the Netherlands

Which car insurance companies can I compare through Autoverzekering.nl?

Nineteen insurers show up in our comparison tool, each with its own pricing and terms. Thirteen of them currently have a dedicated English page on this site, linked below:

• ABN AMRO car insurance
• Allianz Direct car insurance
• a.s.r. Ik kies zelf car insurance
• a.s.r.
• Audi car insurance
• Avéro Achmea car insurance
• Centraal Beheer car insurance
• DutchInsurance car insurance
• FBTO car insurance
• ING car insurance
• Klaverblad car insurance
• Lancyr car insurance
• Nationale-Nederlanden car insurance
• OHRA car insurance
• Ominimo car insurance
• Rhion car insurance
• SEAT car insurance
• Škoda car insurance
• Volkswagen car insurance

Which of these insurers offer car insurance services in English?

Language support varies widely between insurers, and it’s rarely all-or-nothing. Some offer a fully translated sign-up process, others only a handful of English pages, and several stick to Dutch throughout.

Here’s where 13 Dutch insurers stand on English services and support:

Car insurance companies we don’t compare

You can compare 19 car insurers through our comparison tool. The insurers below aren’t included, because they don’t participate in our comparison or only sell their policies through selected intermediaries. We’ve grouped them by the reason they’re not included.

Insurers that only sell directly through their own website:

• InShared
• Kilometerverzekering
• Promovendum
• United Insurance
• Univé
• Verzekeruzelf.nl
• ZEKUR
• ZLM Verzekeringen
• ASN car insurance
• National Academic

Insurers that sell through affiliated advisors

These advisors help customers choose and arrange insurance. The insurer is responsible for the policy, price, claims, and risk.

• AnsvarIdéa (available through affiliated advisors)
• ANWB
• Aon (via OpGroen verzekeringen)
• Allianz
• BOVAG car insurance
• Bovemij
• De Goudse
• De Zeeuwse Verzekeringen
• Interpolis
• Neerlandse
• Nh1816 Verzekeringen
• Turien & Co.
• Voogd & Voogd
• Unigarant
• RISK

Insurers left out for a different reason

• Aegon (now part of a.s.r.)
• De Vereende (pricing is calculated per individual quote)

Sustainable car insurers

Your premium isn’t only used to pay claims. Insurers also invest part of the money they receive, and some make more sustainable investment choices than others. If responsible investing matters to you, it’s worth looking at how insurers invest as well.

The Dutch Association of Investors for Sustainable Development (VBDO) publishes an annual benchmark that assesses insurers on their approach to responsible investing.

How insurers are rated

VBDO looks at four areas:

• The role of the board and senior management in responsible investing
• The insurer’s responsible investment policy
• How well that policy is implemented
• How transparent the insurer is about its policy and results
• The assessment is based on 50 questions, each worth up to five points. Putting the policy into practice carries the most weight, accounting for 50% of the final score. The other three areas make up the remaining 50%. You can find the full methodology in VBDO’s report.

The table below shows the nine insurers that achieved the highest sustainability scores in the latest study.

Why compare through Autoverzekering.nl?

Comparing car insurance through Autoverzekering.nl comes with a few extra benefits:

• Compare price and cover: the cheapest policy doesn’t always offer the best value. Our comparison tool shows both the premium and the quality of the cover, making it easier to find the right balance.
• 14-day cooling-off period: changed your mind? Every policy taken out through Autoverzekering.nl comes with a 14-day cooling-off period, so you can cancel free of charge without giving a reason.
• Help when you need it: whether you’re comparing policies, have a question about your application or need help after taking out insurance, our Dutch- and English-speaking customer service team is here to assist you on weekdays from 9:00 a.m. to 5:30 p.m.
• Get insured straight away: taking out a policy only takes a few minutes. Most insurers confirm your application immediately, so you’re insured without unnecessary delays.

Who do I contact after taking out my policy?

After taking out your policy, you’ll either deal directly with the insurer or continue through Autoverzekering.nl. Which applies depends on the insurer you’ve chosen. You’ll find the details in your confirmation email.

Contact the insurer directly

Most insurers handle everything themselves once your policy is active. If you have a question, want to update your policy or need to report a claim, you simply contact the insurer.

Contact Autoverzekering.nl as your intermediary

Some insurers work with Autoverzekering.nl as their intermediary. In that case, we remain your point of contact after your policy starts. Whether you have a question, want to make a change or need to report a claim, you can arrange it all through us. If you’re unsure whether Autoverzekering.nl is your intermediary, please don’t hesitate to contact us.

Compare car insurance companies

Car insurance premiums can vary significantly from one insurer to the next, even if you’re looking for the same level of cover. Comparing policies makes it easy to see who’s offering the best deal for your situation, helping you save money without compromising on cover.